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REFERENCES

Following are references from three well respected, successful developers and gentlemen:

Ralph E. Fisher - Ex-VP of the Greater Vancouver Apartment
Owners Association and Royal Canadian Navy Commander (Retired).

CMN Canada Mortgage Network Dean Bulfone

"One such specialist of exceptional ability, held in universally high regard by our circle of companies, consultants and lenders is Dean Bulfone. His performance on our behalf and related interests in a number of financings has been outstanding. In an industry susceptible to self-interest, his service has been marked by that often rare quality, an absolutely dependable and even handed integrity."

"Dean has our unreserved and highest recommendation, the only such we have ever been inspired to give in thirty years of business experience." Reference Letter

Henry Rempel - Founder of Rempel Development Group Ltd.
"Georgie Award Winner" - Built over 1,500 homes and 1,000,000 sf of commercial space.

CMN Canada Mortgage Network Dean Bulfone

"I have known Mr. Bulfone since 1999 when we first engaged his services as a mortgage broker. Working with Dean on several deals since then, he has proven to be honest, hardworking and efficient."

"Mr. Bulfone arranged financing for two of our projects. One was the difficult financing of a portfolio of 198 acres of land, proposed for the development of several hundred residential units and a commercial centre. The other was construction financing for the development of a multi-phased townhouse project. Dean sucessfully negotiated terms that senior partners with other brokerage firms had been unable to deliver. The deals were well priced and were funded with solid, institutional lenders, with whom we continue to do business." Reference Letter

A.E. Miles-Pickup - President and CEO Bancorp Financial Services Inc.
"One of the most experienced commercial mortgage banking firms in W. Canada."

CMN Canada Mortgage Network Dean Bulfone

"Dean has been employed as a sub mortgage broker by Bancorp Financial Services Inc. since February 1999. During this period of time he has exhibited a high degree of professionalism and maturity in his dealings with clients and with the firm. I have never had any reason to question his honesty or integrity and have been very impressed by his enthusiasm, persistence and conscientiousness in what has been a very competitive marketplace."

"Mr. Bulfone has worked diligently and has maintained good contacts with both borrowers and lenders throughout the province and has accomplished these on his own initiative."

"I am certain that Mr. Bulfone will be successful at whatever he applies himself to and am pleased to recommend him to you." Reference Letter



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